Thoughts on Pet Insurance

[Smudge]

But no I meant gutting her with a swipe of their ferocious middle claw - they do it to dogs that harass them.

Sweet french toast, woman!

I didn't know Kangaroos had a sharp claw. Do they really kick, or is that just something they do in cartoons?

 

[BarbV]

All I can say is with the money I've spent on my two pups over the last two years, I wish I had gotten it.

You just never know what you're going to run into. I guess my only advice is just make sure of its coverages.

 

[Kelsey]

Pet insurance hadn't even crossed my mind... That is, until my dog ended up breaking his hip and the surgery was going to cost $2,500. Now, I'll never go without it again.

 

[Mikos_Mom]

I have trupanion insurance for my girl. I got it when she was 10 weeks old. I was not concerned with wellness care insurance (vaccines, yearly visit, heartworm pills, etc). I was looking for coverage in case of an emergency or long term illness. I don't want money to ever be an issue if heaven forbid, I have to make a serious medical decision for Bailey. That is why I decided to get insurance.

I chose a $0 deductible, so I only pay a monthly fee. I went with trupanion because they reimburse you 90% of your actual bill (minus the vet exam fee). Most of the other insurances I researched reimburse you 80% of what they believe the average cost of a procedure/diagnosis testing is in your area.

Having insurance definitely gives me peace of mind and I hope to not have to file a claim anytime soon.

Word for word what my own reply would have been... I haven't had to file a claim ever... knock on wood!

 

[Chris]

THis is really great nformation, Dr. Mac. I'm considering it for Annie Laurie -- we don't know her genetics at all, and she's eight. Everyone else comes from really superior stock with no makor health issues up to 14 and even older.

 

[Diana]

I have VPI for Buffy and I have to give them great reviews for both their customer service (every time I call them they're so nice and helpful!) and reimbursement rates.

We haven't had any major issues and recently took away the wellness care and have major medical only. I think part of my justification was that I figure that a major crisis will probably only happen if we're not insured (with my luck) so I'd rather just insure her and have her be perfectly healthy. It's like $8/month for major medical, which seems reasonable to me.