Wow! I'm pulling out receipts and such to see if I spent more on mine than I thought... keep in mind, I got TWO puppies at the same time... here's my breakdown:
-First vet visit: DHPP shot and wormer medicine was 19$ for each, so $38
-Second visit: second dhpp shot and heartworm/flea medicine plus nail trim was
26$ a piece so we're looking at $52.
-Third visit for final shot: $22 for both.
-My boy got neutered, microchipped, nails trimmed, flea medicine applied and pain medicine sent home for $106.00
-My girl got spayed and medicine for $104.00 and microchipped for $15.
-Both got their rabies shot for $18 total.
-They did get a bed, but like others said, wouldn't recommend doing that for a year or so... but anyway, doggie bed at Ross for $17.99
-Water bowl, leashes, collars from various places like Ross or even Pets Mart on SALE (buy one get one half off sale around Thanksgiving) and they have multiple collars and bowls probably three a piece and total is $35
- Brush and nail clippers were $20 together and we make our own shampoo so no need for that.
-toys are all from the dollar tree and maybe spent $10... mine have each other, to be fair, and don't play with toys anyway.
-Treats equal out to be about $2 a month b/c we buy a pound of liver or fries or something and dehydrate them ourselves but they don't get a lot of treats.
-We got a free crate but did purchase on of Craig's List for $25. Seatbelts were $40 total.
-- x-pen from craigslist for $20.
-- Then of course we moved that year but our landlord waived all pet deposits
-- I don't have food totals but a little pricey since the first year we fed raw for 9 months of it and bought mainly from the store... spent around $60 a month for all three. Now we use a co-op, hunters, buy in bulk, and haven't bought any food since August

We're low now though so will have to spend some money soon and now we have four dogs so I 'm guessing it will be around $80 a month total.
So there you go... I have a savings for them in lieu of pet insurance as that works out better for me. Together, my partner and I have about $25K in our savings... so I'd say we're covered for emergencies

After about three months old, we cut out heartworm and flea medicine so that is something that went away in ours that won't in most... didn't do puppy school either and I wish we had b/c now we can't due to not vaccinating them. I guess I should add in we paid for the mom since she came pregnant so they cost us about $300 so start with since that's what we paid for mom. So all together $825.00 for the first four months(including $300 purchase fee) or so and then food there after for the first year was probably $480 for the years worth of food for TWO dogs.
I will say the biggest expense and hassle is MOVING and pet deposits. Our first landlord was fabulous and I would have never moved had it not been for my partners job but it took hell trying to find a place with so many dogs, but you won't have to worry about that, once you hit more than two, no apartment will take you for the most part. The deposits are outrageous and some have PET RENT! We're pretty much going to buy next time we move due to the hassle, or we're going to look into it. We move around a lot, though, so buying isn't an option right now. It cost us $400 in pet deposits with the most recent move. Worth it, though! Also, we go out of town about once a month and we have to get a pet sitter. We just got back from a vacation and had to spend $200 on the pet sitter...oh and this doesn't include things like medical issues that wouldn't pertain to anyone but me.. those would add another $1,000 on!