THANK YOU, thank you!
I am checking at work, to see if you had even seen my post, and here you are already well on your way, you didn't even need me, lol!
What everyone said thus far is true, and I am so sorry you are paying a cancelation fee

I wonder if you can dispute this through VISA chargeback recourse as services not recieved... may be worth a try... but unlikely.
So glad you could get hooked up with a 'real' breeder where you can see the parents and the breeder will more than likely be there for you well until after the pup is paid for. Also to rest assured that no probably dogs were harmed in the making of that puppy you're getting

I can't wait to see pics of the new baby, LOL